The value of optimizing your FICO score can be worth tens of thousands of dollars to a home owner over time. Our goal is to utilize all the rights given to you under the Fair Credit Reporting Act in order to give you the best possible chance to get you the loan you deserve.
Once we start the process and you have received our consultation and FICO improvement strategy, we believe this service alone is justification for fully performed service! However, we go above and beyond this without charging an extra dime. Sometimes the score is increased dramatically in just a short time, and in other situations it takes longer to achieve the desired results. In either case we guarantee top service and our best effort to raise your score.
Like any reputable company should, GoBanc offers a 100% money back guarantee that we will do what we say we will do. If we don't, you are entitled to your money back. We can not guarantee your score will improve or specific items will be removed if they are accurate, complete, valid, confirmed, and properly reported, however, we will suggest every legal means to aggressively delete what is possible to remove. We may also provide invaluable consultation on adding or closing certain trade lines and credit types that can impact your score. In addition, we may work closely with your Loan Officer to rapidly rescore your report for items that can be corrected.
If we have not done what we say we will do and failed to provide the consultation we guarantee, and you have fully complied with your obligations outlined in the Service Agreement, our policy is that we will refund your money and cancel the agreement. However, if we both do what we say we will do, there will be no refund available.
In addition to this Refund Policy, you may cancel this contract, without any penalty or obligation, at any time before midnight of the 3rd day which begins after the date the contract is signed by you (please see attached Notice of Cancellation). If you are not satisfied for any reason, we would like to know about the issue and make every possible attempt to correct the situation or concern.
