There are absolutely NO hidden costs with our service. Generally, the credit bureaus do charge a fee for you to obtain your credit reports. We will show you how to obtain your credit report for free or order it online. As of January 1, 2004, revisions to the Fair Credit Reporting Act entitles every person in the United States to one free credit report per year from each of the credit bureaus.
By law no one can guarantee that they can have items removed from your credit reports. However, we do not want you to pay for our service if you do not see results. Therefore, we offer a warranty on our services. You will receive a portion of your money back if you do not see the appropriate progress with your case. Please see our section entitled
Warranty on this website.
Why are your prices so low?
Many people are accustomed to paying hundreds of dollars an hour for legal help, but we help you for a fraction of that cost. We have built a dynamic database that organizes your information, we correspond with you by e-mail to save postage costs, and our experts are dedicated to helping as many people as possible utilize our service. When you think of the possible savings on interest rates alone from our service, we are a great bargain.
Can I cancel my service at anytime?
Yes. We allow you to cancel at anytime for any reason. Please allow three days before your next billing date if you do not wish to be billed for the current month.
I just can't afford your service right now, what should I do?
Our secure sign-up process allows you to post-date your monthly payments for up to 15 days.
Why are credit cards or automatic drafts required?
Once you are enrolled, we want to get the job done. To keep our pricing as low as possible without sacrificing service or speed, we need to keep our focus on credit repair. To offer other payment options would just take away from our ability to offer great service at a low price.