We know that you are anxious to get started restoring your credit. We start immediately and do the work for you. The simple steps detailed below are guidelines for the entire process. You are welcomed and encouraged to contact us at anytime to inquire about your status, ask us questions, or make a comment.

Once you have signed up, we will e-mail you your welcome packet containing a checklist of items that will get the process started. We will also show you several methods for obtaining your credit report.

In order to insure that your credit repair process is performed efficiently, you will be assigned to a credit team. Each credit team has at least one lead expert who will remain with your case and be available to you for the duration of the process.

As you acquire information concerning your credit history, we ask that you forward that information by mail to GoBancCredit. The more information your credit team has, the more efficient the credit repair process will be. Any statements, credit bureau responses, or reports you receive contain valuable information that your credit team can utilize during the restoration process. Your credit team will use the information you forward to begin the dispute process with the credit bureaus. You will always be notified via e-mail when any action is taken on your file. Every e-mail will describe what has been done and what the next step in the process will be.

Once we have filed a dispute, the response from the credit bureau or creditor will be mailed directly to you. The law states that agencies have a reasonable amount of time, usually 30 days, to respond to a dispute. You will be able to evaluate the progress on your account from the information contained in the responses.

When you receive a response letter, just forward it to your credit team at GoBancCredit. We will evaluate the responses and lodge new disputes based on the information contained in the response. It's that easy!